
Let’s be honest. The “healthy pancake” world can be a confusing place. One minute you’re blending ten exotic flours, the next you’re staring at a pile of expensive, gluten-free dust that somehow tastes like cardboard. It’s enough to make you just reach for the sugary box mix.
But what if I told you there’s a better way? A way that gives you fluffy, satisfying pancakes using three simple, wholesome ingredients you definitely have right now?
I’m talking about 3 ingredient banana pancakes with oats.
This isn’t just a recipe; it’s a breakfast revolution. I stumbled upon this combo during a desperate “clean-out-the-pantry” morning, and it was a total game-changer. These pancakes are naturally sweet, packed with fiber, and so simple you can make them with your eyes half-open.
Ready to never look at a complicated recipe again? Let’s do this.
The Magic Trio: What You’ll Need

The beauty of this recipe is in its stunning simplicity. No last-minute grocery runs are required.
Here’s your complete, and I mean complete, ingredient list:
- 1 Large, Ripe Banana: The spottier, the better. This is our natural sweetener and binder. Those brown spots mean maximum sweetness and easy mashing.
- 2 Large Eggs: These are our powerhouse. They provide the structure and protein, making the pancakes fluffy and keeping you full for hours.
- ½ Cup Rolled Oats (Old-Fashioned or Quick Oats): This is our “flour.” It adds a wholesome, hearty texture and a ton of filling fiber.
That’s it. Seriously. No baking powder, no milk, no vanilla extract. Just pure, uncomplicated goodness. We’re keeping it 100% real.
How to Make Your Oatmeal Banana Pancakes
This process is so straightforward, it feels almost illegal to call it “cooking.” Here’s your foolproof, step-by-step guide.
Step 1: Become a Blender Boss
First, we need to turn our oats into a flour. Don’t have a blender? No worries! A food processor works great, or you can even use a coffee grinder.
Dump your ½ cup of rolled oats into the blender and blitz them for about 30-45 seconds. You want a fine, powdery flour. Congrats, you just made your own oat flour and saved a few bucks. You’re already winning.
Step 2: The Mash & Mix
Peel that perfectly ripe banana and drop it into a mixing bowl. Now, take out any morning grumpiness on it with a fork. Mash it until it’s smooth and gooey, with no major lumps.

Now, crack in your two eggs and add your freshly made oat flour. Whisk it all together until you have a smooth, uniform batter. It will be a little thicker than a traditional pancake batter, and that’s exactly what we want.
Pro-Tip: Let the batter rest for 5-10 minutes. This gives the oats time to absorb the moisture, which results in a much sturdier pancake that holds together beautifully. I know you’re hungry, but this little wait is a total game-changer.
Step 3: The Perfect Flip (This is the Secret)
Here is the most critical part of the entire operation. Heat a non-stick skillet or griddle over medium-low heat. I’m going to say it again for the people in the back: MEDIUM-LOW.

Why? Oats are delicate, and high heat will give you burnt outsides and raw, gummy insides. Patience is your secret weapon here. Add a tiny bit of butter, ghee, or coconut oil.
Once the pan is hot, scoop about two tablespoons of batter for each pancake. Use the back of your spoon to gently spread the batter into a round shape, as it won’t spread much on its own.
Cook for 2-3 minutes. Wait until the edges look set and the top is covered with little bubbles. Then, slide your spatula underneath with confidence and flip! Cook for another 1-2 minutes on the second side until golden brown and cooked through.
Let’s Get Real: Texture & Taste
So, what do these actually taste like? Are they just dense, oat-y hockey pucks?
Absolutely not! The banana caramelizes slightly in the pan, giving a wonderful natural sweetness. The eggs make them surprisingly light and fluffy, while the oats provide a satisfying, hearty texture.
They are not identical to a white-flour buttermilk pancake, and that’s the point! They’re their own delicious thing—more substantial, more nourishing, and way more satisfying. IMO, they’re the pancake you can actually feel good about eating.
They are:
- Naturally Sweetened: No added sugar needed!
- Fiber-Packed: Thanks to the mighty oat.
- Protein-Powered: The eggs make them incredibly filling.
Pro-Tips from My Kitchen (Learn from My Mistakes)
I’ve made a lot of these pancakes, and let’s just say I’ve had a few learning experiences. Here’s how to avoid my early pitfalls.
- RIPE BANANAS ARE NON-NEGOTIABLE. A green banana will leave you with bland, starchy pancakes. The black spots are your friend!
- Don’t skip the batter rest. This is what transforms the batter from runny to perfectly scoopable. It’s the difference between a pancake and a scramble.
- Keep the heat low and the pancakes small. This ensures they cook all the way through without burning.
- FYI, you can make the batter the night before. Just cover it and stick it in the fridge. It might thicken up, so you can add a tiny splash of milk in the morning to loosen it.
How to Level Up Your Pancakes

Once you master the basic trio, the fun begins. Here are some ridiculously easy ways to make them even more amazing.
Simple Stir-Ins (Add to the batter):
- A big handful of blueberries or chocolate chips.
- A teaspoon of cinnamon or a dash of vanilla extract.
- A tablespoon of chia seeds or ground flaxseed for an extra health boost.
Top It Off Like a Pro:
- Classic Combo: A drizzle of pure maple syrup and a pat of butter.
- Crunchy Delight: A smear of almond butter and a sprinkle of chopped walnuts.
- Fresh & Fruity: A pile of fresh berries and a dollop of Greek yogurt.
The Final Flip
So, there you have it. The simplest, most satisfying healthy pancake you’ll ever make. With just a banana, a couple of eggs, and a scoop of oats, you can create a breakfast that feels like a treat but fuels your body right.
It’s the perfect solution for a busy weekday, a lazy weekend, or any time you need a quick, wholesome meal. This recipe proves that you don’t need a pantry full of fancy ingredients to eat well.
You have the oats. You have the banana. You’re minutes away from pancake heaven. Now, go get flipping


